Property and House Insurance

We can never be certain as what future holds. Sometimes we cannot avoid risks despite taking proper precautionary measures due to many reasons. Sometimes one may have to lose huge investment because of various risks including natural calamities.

Sanima Property insurance provides protection against most risks to property, such as fire, theft and some damages due to natural calamities. This includes specialized forms of insurance such as:

  • Sampati Beema (Property)

  • Ghar Beema (Household Insurance)

  • Loss of Profit

  • Shop Keepers

 It covers all the causes of loss not specifically excluded in the policy. This include damage resulting from earthquakes, floods, nuclear incidents, acts of terrorism, Aircraft and Aerial damage and other damage-causing events as fire, lightning, explosion, and theft. As per the need of insured, benefits can be extended.

  • Fire
  • Lightening
  • Earthquake
  • Riot, Strike and malicious damage
  • Explosion
  • Storm, tempest, flood and landslip
  • Impact damage
  • Aircraft damage
  • Terrorism
  • Aerial damage
  • Burglary and counterfeit

  • Share your details. We'll contact you

    You can also use our toll free number to reach us: 01-4427170
  • Share your details. We'll contact you

    You can also use our toll free number to reach us: 01-4427170

Frequently Asked Questions

  • What is Insurance?

    Insurance is a contract between an individual and the insurance company wherein an individual gets compensation against the losses from an insurance company. The insurance companies work by collecting small amounts of money from its clients and fund that money together to pay for damages.

  • Why do people need insurance?

    Insurance is a protection against the unexpected incidents. Insurance product helps people in not only mitigating risks but also helps by providing a financial moderate against adverse financial burdens suffered. It helps people to manage risks, own a home, drive vehicles, maintain current standard of living, cover health care costs, run a small business, take vacations etc.

  • How many types of Insurance are there in the market?

    There are two types of insurance Life insurance and Non-life or General insurance i.e. Life insurance includes term life, whole life, endowment, money back, children policy etc. and Non-life insurance includes health insurance, vehicle Insurance, property insurance and fire Insurance.