Most people are involved in the agricultural sector as their main occupation in Nepal, it is necessary for the insurer to provide insurance against the damage caused by the different natural or artificial causes. Nepal is prone to natural disasters like hailstorm, flood, landslide and earthquake. Farmers often face huge losses due to destruction of crops by natural disasters. Disease outbreaks are a major setback for farmers engaged in animal husbandry and poultry farming. Agricultural pests have been wreaking havocs on crops such as paddy, wheat, maize, ginger and cardamom among others every year.

This insurance provides insurance coverage for various agricultural activities such as:

  • Poultry
  • Cattle
  • Fishery
  • Crops
  • Vegetable

The damage caused to the above mentioned agricultural sectors due to the fire, earthquake, flood, soil erosion, hailstones, lightning, insects or diseases etc will be covered by the agriculture insurance. The new generation does not seem to be interested in farming because these young people have seen how various factors have caused economic burden to their families. Commercialization of agriculture only can encourage young people like me, whose families are in farming, to engage in agriculture. Proper implementation of agriculture insurance can encourage people to engage in farming.

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